Real estate appraisal services for homeowners in the city of Fort Morgan and Morgan CountyCheck out the top seven reasons Colorado homeowners order from Shelly's Appraisal Service:
We at Shelly's Appraisal Service understand the unique needs of a homeowner seeking appraisal services. Our regular business clients get the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that probably doesn't see an appraisal every day, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions. For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Shelly's Appraisal Service, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.Challenge Morgan County's assessment of your propertyLet's say you live in an area that is going down -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An expert appraisal from Shelly's Appraisal Service is your best weapon when challenging your property tax assessment.Appraisals to cancel PMIA preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Shelly's Appraisal Service, we're experienced in helping customers just like you rid themselves of undesirable PMI insurance.HELOC recently frozen?Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Shelly's Appraisal Service can help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you would prefer to have a seasoned professional double-check it for precision or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? We can assist you. Although most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion. |
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